Terms and Conditions

1. Introduction

Leopardtree PTY LTD (“Future Finance”), a private company, registered in the Republic of South Africa (Registration number 2021/845052/07), is a financial service provider (FSP) and registered credit provider (NCRCP15324). Future Finance offers personal loans and property bridging finance to clients.

Contact information:
031 830 5205
info@future-finance.co.za
2 Ncondo Place, Umhlanga Ridge, Durban.

These Terms and Conditions govern the use of the Future Finance website (www.future-finance.co.za), hereinafter referred to as the “website,” as well as any Future Finance software applications or self-service portals.

By accessing or using the website, you agree to be bound by these Terms and Conditions. If you do not agree, please refrain from using the website.

2. Purpose, Scope, and Objectives

These Terms and Conditions apply to:

  • The use of the Future Finance website, software applications, and self-service portals.
  • The services offered by Future Finance, including personal loans and property bridging finance.
  • The processing of personal information submitted by users.

3. Ownership of the Website and Applications

The Future Finance website and any associated software applications are owned by Leopardtree PTY LTD, with its registered address at 2 Ncondo Place, Umhlanga Ridge, Durban.. All rights, including intellectual property rights, are reserved by Future Finance.

4. Content of the Website and Applications

4.1 Future Finance endeavours to ensure that the information on the website is accurate and up-to-date. However, we make no representations or warranties, whether express or implied, regarding the accuracy, completeness, or reliability of the content.

4.2 Future Finance reserves the right to amend these Terms and Conditions at any time without prior notice. Updated Terms and Conditions will be made available on the website.

4.3 Users are encouraged to report any inaccurate, defamatory, illegal, or harmful content on the website to Future Finance. Upon receiving reasonable grounds, Future Finance will investigate and take appropriate action.

5. Use of the Website and Applications

5.1 The website, software applications, and self-service portals are provided “as is.” While Future Finance strives to provide accurate information, we do not guarantee uninterrupted or error-free functionality.

5.2 By using the website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

5.3 Users may view, download, or print information from the website for personal use only. Commercial use is strictly prohibited.

5.4 Users may not:

  • Use the website for illegal, offensive, or harmful purposes.
  • Create, store, or send unsolicited communications via the website.
  • Decompile, reverse engineer, or create derivative works from the website or its content.
  • Use automated tools (e.g., robots, spiders) to monitor or copy website content without prior written permission.

5.5 Future Finance reserves the right to restrict access to the website or its services in the event of unauthorized use.

6. Intellectual Property

6.1 All content on the website, including text, images, logos, and software, is the property of Future Finance and is protected by copyright and trademark laws.

6.2 Unauthorized use, reproduction, or distribution of website content is strictly prohibited and constitutes an infringement of intellectual property rights.

7. Third-Party Content and Links

7.1 The website may contain links to third-party websites. Future Finance does not endorse or take responsibility for the content, products, or services offered by third parties. Use of such links is at your own risk.

7.2 Future Finance may display third-party advertisements or promotional material. We are not responsible for the accuracy or reliability of such content.

8. Processing of Personal Information

8.1 Future Finance processes personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA).

8.2 By submitting your personal information on the website, you consent to:

  • The use of your information for processing loan applications or property bridging finance requests.
  • Verification of your identity, credit checks, and other necessary assessments.

8.3 For personal loan applications, you acknowledge and agree that Future Finance may share your information with third parties if we believe they can assist you in securing a loan or related financial services relevant to your financial position.

8.4 You agree to receive communication from Future Finance via email, SMS, WhatsApp, or other digital platforms regarding your application, profile, and related services.

8.5 For more details, please refer to our Privacy Policy.

9. Property Bridging Finance Terms

9.1 Property bridging finance is offered to clients who require a cash advance on the proceeds of a property sale before the transfer is complete.

9.2 Approval of bridging finance is subject to:

  • Verification of the property sale agreement.
  • Confirmation of the expected proceeds and transfer timelines.

9.3 Future Finance reserves the right to decline applications at its sole discretion.

10. Limitation of Liability

10.1 Use of the website and its services is at your own risk. Future Finance does not guarantee that the website will be free from errors, viruses, or other harmful components.

10.2 Future Finance shall not be held liable for any loss or damage arising from:

  • Your use of the website or reliance on its content.
  • Delays or failures in processing applications due to technical issues.

11. Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of South Africa. Any disputes arising from the use of the website or services shall be resolved in accordance with South African law.

12. General

12.1 Future Finance may assign or delegate its rights and obligations under these Terms and Conditions without prior notice.

12.2 If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Loan-Specific Terms

13.1 All terms and conditions related to personal loans or property bridging finance are outlined in the respective loan agreements. Clients are encouraged to review these agreements carefully before signing.

13.2 For assistance or clarification regarding loan terms, please contact Future Finance at: 

031 830 5205
info@future-finance.co.za
2 Ncondo Place, Umhlanga Ridge, Durban.